The peer-reviewed research of Dr. Jaskirat Singh
Published journal articles, book chapters and working papers authored or co-authored by Dr. Jaskirat Singh, in APA style. Every item is independently verifiable through the linked DOIs and public research profiles.
Authored by Dr. Jaskirat Singh
Every publication on this page is authored or co-authored by Dr. Jaskirat Singh — Principal Consultant & Chief Methodologist at Gurjas, and the scholar whose methodological record anchors the practice. The figures below link to their public source; linked numbers can be checked, unlinked numbers are marketing.
Ph.D. (Business Management) · Former Postdoctoral Fellow, ICSSR, Ministry of Education · UGC JRF/SRF · UGC-NET (Management) × 3 · Springer Nature Reviewing Editor · Ex-IIT Ropar (₹110 Cr DST project) · Canadian Securities Course (CSI) · WES-recognised doctorate
Metrics are reviewed quarterly and each figure links to its live public profile. Dr. Singh leads methodology at Gurjas; the organisation itself is an independent, women-led registered enterprise. See the People page for the full team.
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Journal articles
- Singh, J., Batra, G. S., & Chatrath, S. K. (2025). Forecasting inclusive futures: Fintech, capability expansion, and livelihood pathways in urban Indian slums — A mixed-methods analysis. Technological Forecasting and Social Change, 224. View article ↗
- Singh, J., Batra, G. S., & Chatrath, S. K. (2025). Blockchain's role in social welfare, financial inclusion, and public sector innovations in India: A multi-sector analysis of government-led initiatives. Cities, 167, 106366. doi.org/10.1016/j.cities.2025.106366 ↗
- Singh, J., & Singh, M. (2024). Addressing unproductive credit consumption and beneficiary malpractices in social welfare programs for slum-dwellers: A study from India. Cities, 145, 104729. doi.org/10.1016/j.cities.2023.104729 ↗
- Singh, J., & Singh, M. (2024). Alleviating urban poverty in India: The role of capabilities and entrepreneurship development. International Journal of Social Economics, 51(10), 1314–1335. doi.org/10.1108/IJSE-07-2023-0514 ↗
- Singh, J., & Singh, M. (2024). Accelerating financial inclusion of the urban poor: Role of innovative e-payment systems and JAM trinity in alleviating poverty in India. Global Business Review. Advance online publication. doi.org/10.1177/09721509231222609 ↗
- Singh, J., & Singh, M. (2024). Quantifying the relationship between e-advertising capabilities and marketing mix cost savings. International Journal of Applied Management Science, 16(1), 44–67. Scopus-indexed
- Singh, J., Sharma, D., & Batra, G. S. (2023). Does credit utilization pattern promote poverty alleviation? An evidence from India. Global Business Review, 24(6), 1227–1250. doi.org/10.1177/0972150920918967 ↗
- Singh, J., & Singh, M. (2023). Fintech applications in social welfare schemes during Covid times: An extension of the classic TAM model in India. International Social Science Journal, 73(250), 979–998. doi.org/10.1111/issj.12406 ↗
- Singh, J., & Singh, M. (2022). Does financial inclusion impact socio-economic stability? A study of social safety net in Indian slums. International Journal of Social Economics, 50(8), 1060–1084. doi.org/10.1108/IJSE-04-2022-0261 ↗
- Singh, J., Batra, G. S., Sharma, D., & Singh, V. (2021). Microcredit usage pattern and its impact on economic activities of the urban deprived: A study of Punjab State, India. South Asian Journal of Management, 28(1), 1–28. ABDC-listed
Book chapters
- Singh, J., Chatrath, S. K., Verma, J., & Batra, G. S. (2026). Blockchain for urban welfare in the Global South: A capability-driven framework for digital inclusion and sustainable impact. In Blockchain success stories: Real-world case studies in digital finance (pp. 275–311). Wiley.
- Singh, J. (2026). Integrating microcredit, fintech, and social safety nets for holistic financial inclusion: Empirical insights from urban slums in India. In Future trends in AI banking: Decentralized finance (DeFi), central bank digital currencies (CBDCs), and beyond. River Publishers. ISBN 9788743810742.
- Singh, J., Sharma, S., Singh, M., & Madan, A. (in press). The digital watershed: Smallholder adoption of integrated IoT–AI–blockchain platforms for sustainable water management — A conditional empowerment framework. In Smart Agriculture (accepted). Springer Nature Singapore.
- Singh, J., & Sharma, D. (2024). Contemporary challenges of management education in India: Review and assessment. In Interdisciplinary approaches in management education. Apple Academic Press / CRC Press. ISBN 9781774916469.
Working papers & under review
14 papers are publicly available on SSRN (6,886 views and 1,300 downloads), with several manuscripts currently under review at leading international journals. A selection appears below; the full set is on the SSRN author page ↗. Metrics are reviewed quarterly.
- Singh, J. (2026). Access is not enough: When is digital financial inclusion associated with household resilience? Evidence from 97 economies [Working paper under review]. SSRN. SSRN author page ↗
- Singh, J. (2026). From access to capability: How digital public infrastructure converts into financial inclusion across Indian states and union territories [Working paper under review]. SSRN. SSRN author page ↗
- Singh, J., Batra, G. S., & Chatrath, S. K. (2025). Digital capabilities for urban poverty alleviation: Integrating e-payment awareness and credit utilization patterns in Indian slums [Working paper]. SSRN No. 5223860. ssrn.com/abstract=5223860 ↗
Research profiles
Full texts are available through the publishers' sites; accepted manuscripts and datasets are shared through open repositories where publisher policies permit. See the Resource Centre.
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