Selected peer-reviewed research

Journal articles

1. Singh, J., Batra, G. S., & Chatrath, S. K. (2025). Forecasting inclusive futures: Fintech, capability expansion, and livelihood pathways in urban Indian slums — A mixed-methods analysis. Technological Forecasting and Social Change, 224. View article ↗
2. Singh, J., Batra, G. S., & Chatrath, S. K. (2025). Blockchain's role in social welfare, financial inclusion, and public sector innovations in India: A multi-sector analysis of government-led initiatives. Cities, 167, 106366. doi.org/10.1016/j.cities.2025.106366 ↗
3. Singh, J., & Singh, M. (2024). Addressing unproductive credit consumption and beneficiary malpractices in social welfare programs for slum-dwellers: A study from India. Cities, 145, 104729. doi.org/10.1016/j.cities.2023.104729 ↗
4. Singh, J., & Singh, M. (2024). Alleviating urban poverty in India: The role of capabilities and entrepreneurship development. International Journal of Social Economics, 51(10), 1314–1335. doi.org/10.1108/IJSE-07-2023-0514 ↗
5. Singh, J., & Singh, M. (2024). Accelerating financial inclusion of the urban poor: Role of innovative e-payment systems and JAM trinity in alleviating poverty in India. Global Business Review. Advance online publication. doi.org/10.1177/09721509231222609 ↗
6. Singh, J., Sharma, D., & Batra, G. S. (2023). Does credit utilization pattern promote poverty alleviation? An evidence from India. Global Business Review, 24(6), 1227–1250. doi.org/10.1177/0972150920918967 ↗
7. Singh, J., & Singh, M. (2023). Fintech applications in social welfare schemes during Covid times: An extension of the classic TAM model in India. International Social Science Journal. Advance online publication. doi.org/10.1111/issj.12406 ↗
8. Singh, J., & Singh, M. (2023). Does financial inclusion impact socio-economic stability? A study of social safety net in Indian slums. International Journal of Social Economics, 50(8), 1060–1084. doi.org/10.1108/IJSE-04-2022-0261 ↗

Book chapters

1. Singh, J., Chatrath, S. K., Verma, J., & Batra, G. S. (2026). Blockchain for urban welfare in the Global South: A capability-driven framework for digital inclusion and sustainable impact. In Blockchain success stories: Real-world case studies in digital finance (pp. 275–311).
2. Singh, J., & Sharma, D. (2024). Contemporary challenges of management education in India: Review and assessment. In Interdisciplinary approaches in management education.

Working papers & under review

1. Singh, J. (2026). Access is not enough: When is digital financial inclusion associated with household resilience? Evidence from 97 economies [Working paper under review]. SSRN. SSRN author page ↗
2. Singh, J. (2026). From access to capability: How digital public infrastructure converts into financial inclusion across Indian states and union territories [Working paper under review]. SSRN. SSRN author page ↗
3. Singh, J., Batra, G. S., & Chatrath, S. K. (2025). Digital capabilities for urban poverty alleviation: Integrating e-payment awareness and credit utilization patterns in Indian slums [Working paper]. SSRN No. 5223860. ssrn.com/abstract=5223860 ↗

Research profiles

Full texts are available through the publishers' sites; accepted manuscripts and datasets are shared through open repositories where publisher policies permit. See the Resource Centre.